Dividend Data vs Invoice Guru

Live Spreadsheet Integration

This is the core magic. Embed real-time and historical market data directly into your Google Sheets or Excel with simple, custom formulas. No more manual updates, broken API scripts, or flipping between tabs. Your spreadsheet becomes a dynamic, auto-refreshing dashboard. Just input a ticker and a parameter, and data like the current price, next dividend date, or PE ratio appears instantly, keeping your models and trackers perpetually up-to-date with a single click.

Comprehensive Dividend & Fundamental Metrics

Go far beyond basic price quotes. Access a deep library of over 100 metrics specifically curated for fundamental analysis. Pull forward annual dividends, yield, growth rates, and payout ratios for dividend sustainability checks. Dive into full income statements, balance sheets, cash flows, and key ratios like PE, PB, and Debt-to-Equity. This feature provides the complete financial picture needed for rigorous stock evaluation without ever leaving your spreadsheet.

30+ Years of Historical Data

Backtest strategies and analyze long-term trends with confidence. Dividend Data provides an extensive historical database spanning more than three decades for a vast universe of 80,000+ global tickers. Chart dividend growth consistency, examine financial performance through market cycles, and build robust historical models. This depth of historical context is critical for serious investors and is typically locked behind expensive institutional platforms.

AI-Powered Research Assistant (Pro Terminal)

Level up your research with integrated artificial intelligence. The Pro Terminal features an AI Analyst that acts as your personal research assistant. Chat with it to get summaries of company financials, ask complex comparative questions, generate investment theses, and uncover insights from the massive dataset instantly. This turns raw data into actionable intelligence, accelerating the due diligence process dramatically.

AI-Powered OCR Receipt Scanner

Stop manual data entry dead in its tracks. This trending AI feature allows you to simply snap a photo of any paper receipt. The intelligent Optical Character Recognition (OCR) technology instantly reads and extracts all critical details—vendor, date, amount, tax—and auto-populates a digital expense entry. It's a massive time-saver that turns a pile of receipts into organized, trackable data in seconds, perfect for end-of-period reconciliations.

Smart Payment Tracking & Bank Integration

Move beyond guesswork with automated financial reconciliation. By securely connecting your business bank account, Invoice Guru automatically matches incoming transactions with your outstanding invoices. This real-time sync provides a crystal-clear, live dashboard showing exactly who has paid and which invoices are overdue. It’s the kind of automated insight that transforms cash flow management from a monthly chore into a daily advantage.

Multi-Language, Multi-Currency & E-Invoicing

Go global straight from your van. This feature supports over 13 languages and multiple currencies, allowing you to create professional invoices for international clients with local date and currency formats. More importantly, it's built for compliance, supporting critical e-invoicing standards like KSeF in Poland and Peppol across Europe. This ensures your invoices are legally valid wherever your business takes you.

Instant, Branded Invoice Creation

Create a stunning, professional invoice in under 60 seconds. The app automates numbering, dates, and tax calculations based on your settings. You simply add client details and line items. Your custom branding—logo, company info, terms and conditions—is applied automatically to every invoice, elevating your professional image instantly. Choose from multiple PDF templates and send directly to your client's email without ever leaving the app.

Automated Dividend Portfolio Tracking

Manually tracking dividend payments, ex-dates, and yields across a portfolio is a tedious relic of the past. Create a master tracker sheet that uses formulas to automatically pull the next ex-dividend date, declared amount, and yield for every holding. Set up conditional formatting to alert you of upcoming payments, and dynamically calculate your portfolio's total forward income and average yield without ever manually inputting a data point.

Building Dynamic Stock Screening Models

Construct powerful stock screens entirely within your spreadsheet. Use functions to pull criteria like PE ratio under 20, dividend yield over 3%, and payout ratio below 60% for a watchlist of tickers. The live formulas allow you to refresh the entire screen with one recalculation, instantly highlighting stocks that meet your evolving investment criteria. This creates a flexible, personalized screening tool far more adaptable than rigid web-based screeners.

Conducting Deep-Dive Fundamental Analysis

Perform comprehensive company analysis on a single sheet. Create a dedicated tab for a stock where you pull 10 years of revenue, EPS, dividend history, and key financial ratios side-by-side. Calculate growth rates, chart trends, and assess financial health directly in Excel or Sheets, using your own formulas alongside Dividend Data's live feeds to build a complete, customizable research report.

Backtesting Investment Strategies

Validate your investment hypotheses with historical data. Use the historical price and dividend functions to simulate how a strategy like "Dogs of the Dow" or a high-yield, low-payout-ratio approach would have performed over the last 10-20 years. Build a backtesting model that calculates total returns, including dividends, to stress-test your strategy's resilience across different market environments before risking capital.

For the On-Site Tradesperson Closing a Job

A plumber finishes a repair. Instead of writing a paper slip or driving back to the office, they open Invoice Guru on their phone. In under a minute, they create a detailed invoice with the client's details, parts used, and labor, apply their logo, and email it professionally on the spot. They can even generate a QR code for instant payment before leaving the property, dramatically speeding up cash collection.

For Small Business Expense Management & VAT Prep

A freelance electrician collects receipts for materials, fuel, and tools throughout the week. Using the AI OCR scanner, they digitize every receipt instantly. Invoice Guru categorizes these expenses, providing a clear, organized record. Come VAT quarter or tax time, all data is perfectly compiled, with MTD-compliant reports ready for submission or to be shared seamlessly with their accountant, saving hours of manual work.

For Businesses Navigating New E-Invoicing Mandates

A construction contractor operating in Poland faces the new KSeF e-invoicing requirement. With Invoice Guru, there's no panic or need for new software. The platform is already updated to generate and send fully compliant KSeF e-invoices directly. The business continues operating smoothly, avoiding fines and administrative headaches, proving the app is a future-proof investment in regulatory compliance.

For Service Businesses Scaling Client Operations

A growing decorating service needs to manage recurring clients and deposits. They use Invoice Guru to set up automated recurring invoices for maintenance contracts and securely request deposits for large projects. The smart payment tracking automatically reconciles these payments, while the client management system keeps all communication and history in one place, streamlining operations as they scale.

Forget clunky APIs and endless copy-pasting from financial websites. The game has changed. Dividend Data is the disruptive force democratizing institutional-grade stock market intelligence, bringing it directly into the spreadsheets where investors already live. This isn't just another data feed; it's a seamless integration engineered for the modern, data-driven investor. Built by a dividend investor for dividend investors, it transforms Google Sheets and Microsoft Excel into a powerful, live-terminal experience with zero coding required. Simply type intuitive custom formulas like =DIVIDENDDATA_DIVIDENDS("MSFT") and watch as over 30 years of historical data for 80,000+ tickers populates your cells instantly. Access critical metrics: forward yields, payout ratios, ex-dividend dates, full financial statements, valuation ratios, and comprehensive price history. With a radically generous free tier offering 2,500 monthly credits that never expire, it removes all barriers to entry. This tool is built for fundamental and dividend investors who demand depth, accuracy, and efficiency without the bloated cost of traditional Bloomberg terminals, enabling smarter, faster investment decisions directly within their existing workflow.

Invoice Guru is the mobile-first revolution in financial admin, specifically engineered for the dynamic, on-the-go world of tradespeople and small service businesses. Forget clunky desktop software; this is the AI-powered invoicing platform built from the ground up for electricians, plumbers, builders, and decorators who need to manage their business from the job site. Its core mission is to eliminate the hours wasted on paperwork, empowering you to focus on your craft. The app delivers professional, compliant invoices in under 60 seconds directly from your smartphone, automating the entire workflow from creation to payment tracking. Crucially, Invoice Guru is future-proof, designed with looming regulatory shifts like the UK's Making Tax Digital (MTD) and Poland's KSeF already integrated. This means you can operate with confidence, knowing your compliance is handled automatically without ever needing to switch tools. Created by a tradesperson who understands the daily grind, Invoice Guru isn't just software; it's a strategic partner that handles complexity so you can capture revenue faster and grow your business smarter.

How does the free tier work and what are credits?

The free tier is incredibly robust, offering 2,500 credits per month that never expire. Each data point you pull with a formula (e.g., one cell with =DIVIDENDDATA_QUOTE("AAPL", "price")) typically costs 1 credit. This allows for substantial usage for individual investors tracking a portfolio or analyzing a few companies. There's no trial period; the free tier is permanently available, making it easy to start and scale as needed.

Do I need an API key or coding skills to use it?

Absolutely not. This is the key differentiator. There are no API keys to manage, no scripts to write, and no coding required. You install the add-in from the Google Workspace Marketplace or Microsoft AppSource, and it instantly adds the custom functions to your spreadsheet's formula library. It's designed for investors, not developers.

What data sources does Dividend Data use?

Dividend Data aggregates and cleans data from multiple high-quality, reputable financial data providers to ensure accuracy and comprehensiveness. The specific sources are proprietary, but the focus is on delivering institutional-grade, reliable data for fundamental metrics, dividends, and financial statements, all normalized and ready for analysis in your spreadsheet.

Can I use it in both Google Sheets and Microsoft Excel?

Yes, seamlessly. Dividend Data offers native add-ins for both major spreadsheet platforms. The custom functions and core experience are consistent across Google Sheets and Microsoft Excel. Your workflow remains the same whether you're collaborating online in Sheets or working offline in a desktop Excel file, providing maximum flexibility.

Is Invoice Guru compliant with HMRC's Making Tax Digital (MTD)?

Absolutely. Staying ahead of regulatory tech trends is core to Invoice Guru's design. The Pro Plan includes full MTD for VAT functionality, allowing you to submit your VAT returns directly to HMRC through the app. It ensures your digital records are kept compliantly and simplifies the entire submission process, keeping you on the right side of the law effortlessly.

How does the AI receipt scanner work?

It uses cutting-edge Optical Character Recognition (OCR) technology, a form of AI that reads text from images. You simply take a photo of your receipt within the app. The AI instantly analyzes the image, identifies key data fields like date, supplier, total amount, and tax, and automatically creates a perfectly categorized digital expense entry. No typing required.

Can I use Invoice Guru for free?

Yes! Invoice Guru offers a robust "Starter Plan" that is free forever. This plan allows you to create and download up to 10 invoices as PDFs, giving you full access to test the core invoicing experience and ensure it fits your workflow before committing to a paid plan with unlimited invoices and advanced features.

What if I need to invoice clients in different countries?

No problem. Invoice Guru is built for the modern, mobile business. It supports multiple currencies and over 13 languages, allowing you to create invoices in your client's local format. Furthermore, it supports country-specific e-invoicing standards like Poland's KSeF, ensuring your invoices are valid and professional for international clients.

Dividend Data is a specialized financial data tool that delivers over 30 years of stock market history directly into spreadsheets. It falls into the category of fundamental investment research platforms, designed specifically for investors who prioritize dividends and long-term value. Users often explore alternatives to find a better fit for their budget, specific feature requirements like different metrics or data sources, or compatibility with other analysis platforms. When evaluating other options, savvy investors should prioritize a few key areas. Look for the depth and reliability of historical data, especially for dividend history. Consider the ease of integration with your existing workflow, whether that's in Excel, Google Sheets, or another tool. Finally, assess the pricing model transparency and whether the tool's core functions align with your specific investment strategy, be it deep fundamental screening or dividend growth tracking. The right tool should feel like a natural extension of your analysis process, removing data friction so you can focus on making informed decisions.

Invoice Guru is a mobile-first invoicing app revolutionizing the business and finance category for tradespeople. It’s designed to slash admin time, letting electricians and plumbers create compliant invoices on-site in under a minute. This focus on speed and mobile convenience makes it a standout tool for service professionals on the go. Users often explore alternatives for various reasons. Some need desktop-centric workflows or deeper accounting integrations beyond core invoicing. Others may seek different pricing models or specific features not covered by a mobile-first approach. The quest for the perfect tool is driven by the unique blend of software needs and budget for every small business. When evaluating other options, key considerations are paramount. Prioritize true mobile functionality versus desktop-only access. Scrutinize compliance features for regulations like MTD and KSeF. Finally, assess the overall efficiency gain—does the tool genuinely save you time on invoicing, expense tracking, and payment follow-ups?